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I Had Financial Problems Last Year! I Need Help With My Tax!

March 3rd, 2014 • UncategorizedNo Comments »

fplyThere are many people with businesses with low income but their taxes remain high even if they don’t earn that much. Most tax relief companies offer back tax help. Back taxes are unpaid taxes that are due a year ago. This could result into a tax evasion and if not negotiated with the tax bureau, they can sue you for tax evasion. Thanks to tax relief companies, these due taxes can be paid by back tax help. However, just like other services of tax relief companies, they come with interest rates depending on how many months you will pay the balance in installments.

Back tax help is what people need especially if they had struggles in paying their taxes due to personal issues. However, it’s hard to manage back taxes. Why? Aside from the balance that you owe and the bad credit score back tax gives you, the interest every month that you have to add is another problem that will affect you financially. The bright side, though, is you won’t have to worry about anything when all these balances are settled. Aside from the balances settled, you’ll be able to clear your bad credit score and it will be a new start for you after the balances are settled.

Does Everyone Need IRS Tax Help?

If everyone can afford adding a 12 percent in everything, they pay. People who can’t afford this are those who are wise enough to compute how much they are losing. 12 percent a payment is a big thing. An average person who earns buys or pays something for at least 4 times. All these at least 4 things that he pay for are subjected for a 12 percent tax. It means included in their payment is a 12 percent tax. What is more infuriating is to know that everyone who earns still pay for taxes. However, this time, it’s not only 12 percent.

Not everyone needs an IRS tax help since not everyone are that poor to be not able to pay the small 12 percent tax fee. People would not react to shed this 12 percent of their money if they did not know in the first place. IRS tax help is best for people, who for the mean time, can’t afford to add 12 percent tax to everything they pay for whatever reason they might have. This tax help is open for everyone who needs it. However, filling up forms can be exhausting since there is more than one form you have to personally fill them up.

Before Getting A Cream, You Should Read This!

February 23rd, 2014 • CultureNo Comments »

creamsEveryone, especially women, want to look young forever. That is why there are anti aging creams for everyone. Although they are listed or labeled as for everyone, it means for every adult age. Skin condition is not an excepted though. Most people would ask, “What is the best wrinkle cream?” without getting their skin checked first. It is really important to get your skin checked for any chemical allergies or skin condition. Most people who want to use wrinkle cream experience skin irritation. It is not the cream’s company’s fault if they didn’t get their skin checked before they started using creams.

Before asking, “What is the best wrinkle cream?” to your pharmacist, always remember to find out the effects of each ingredient to your skin. It is useless if you already found the answer to your question: “What is the best wrinkle cream?” but you have not found out your skin allergies yet. Maybe you can go to a dermatologist to get your skin checked and they will give you what cream you should use, depending on your skin type. Always remember, that if you want to try something safe where you don’t have to get your skin checked, herbal creams are always the best. There is some great advice at this site on this topic.

What Makes A Wrinkle Cream The Best?

There are a lot of creams on the market that claim they are the best. Only a consumer can tell if they are the best. It’s not what makes your product of that makes it the best, it’s how it gives satisfying effects to your customers. Not all of them maybe considered the best but there are creams in the market that lead. They are called the top wrinkle creams. These creams are not self-proclaimed as the best but the consumers can tell that they should be included in the top wrinkle creams.

There are many reasons why and how a cream can be included in the list of top wrinkle creams. First is it gives mild effects to their consumer’s skins. What will satisfy the consumer is when it has no harsh effect or it’s mild but still works fast. You will know that a product is good when the effect is visible within just a few weeks of use. Not real fast but as long as you can see that there is a change then the product is good. Another factor that can bring a cream into the list is being hypo-allergenic. There are many products that contain chemicals or herbs but as long as it’s hypo-allergenic, it will keep the customer satisfied and feel safe.

Possible Sources On Where To Get Affordable Recovery

January 13th, 2014 • UncategorizedNo Comments »

pwgadrThere are numerous sources of where to get affordable recovery. First, it can be obtained from computer shops. Some computer technicians are very familiar with this already so they sell a data recovery at an affordable price. The only thing that you have to consider is its price and effectiveness. It might be alluring at first to pay an amount for a data recovery but it might not perform better as you use it at home, so better test it beforehand and ensure that you get a warranty for it. The warranty will serve as your protection in case something happens to the product. If it needs to be repaired, it will not be your expense to pay for the data recovery you purchase.

The second source of data recovery is online. There are several online stores selling this kind of software but you have to be careful where to get affordable recovery online.  Scams and other fraudulent activities are rampant anywhere so if you do not want to be fooled by these offers, you have to carefully research on the best data recovery. Do not purchase right away because affordable does not mean good at all times. Always ask recommendations on where to get affordable recovery online.

Ways To Repair Hard Drive Crash

Some people try to repair hard drive crash all by themselves. This is not recommended because it might damage the computer system if not done properly. Hence, it is recommended to seek professional help at all times. If you cannot find a computer technician that can repair hard drive crash, try this company. The internet is a good venue for several computer repair shops. Some of the repair shops that you do not have online services. So try to use the World Wide Web and ensure that you do not transact with a scammer. Do your research well and be sure that you will not be enticed with an offer.

Take time to read product reviews and understand the terms of the company. Sometimes, computer repair shops have hidden charges. You might think that you pay a little at first but later on, you will be shocked on the hidden fees that are charged to you. A crashed hard drive may require a lot of expertise and technicalities, so hire the right technician who can deliver the best services for your needs. You can ask help from your friends or recommendations from your loved ones in order to repair hard drive crash.

Pet Massage – Treating Your Pet’s Illnesses With Touch

August 30th, 2013 • PetsNo Comments »

typiMedical studies show that massage lowers blood pressure, soothes sore muscles, and boosts circulation. One advocate of pet massage even believes her specialized method opens fresh neural pathways, as well. Massage can relieve aberrant behavior in pets and, some say, certain illnesses. Methods may matter less than the actual application of human touch to the animal.

“The main point,” says Steve Lindsay, owner of Canine Behavioral Services, in Philadelphia, and author of the two-volume Handbook of Applied Dog Behavior and Training, “is reduction of stress and induction of relaxation.” A pet’s failure to cope adaptively with stress, Lindsay believes, is the root of many serious behavioral problems. “And stress is measurably reduced by the ‘contact comfort’ produced by touching the animal.” In studies, when a person petted an animal in a mechanical way, stress was minimally reduced, but when the touch turned into firm, long stroking–administered with warm emotion and a soothing voice–the positive effects were dramatic.

Lindsay advocates simple massage that is easily learned and executed by pet owners. The practitioner begins with the least-tense area of the animal, manipulating the surface of the body, with the fingertips moving together in slow, clockwise circles while the heel of the hand rests on the body. Start with a light touch and bear down slightly as relaxation and contentment settle in. Certain areas-around the head, behind the ears, and along the spine–seem to let the pet unwind immediately; you’ve probably already noticed how much your cat, dog, or horse enjoys your handling these areas.

For the full effect, though, the entire body should receive the treatment. There are many books that describe specific movements and techniques. Try a few until you find the one that suits both of you.

In Steve Lindsay’s method, “Posture Facilitated Relaxation Training,” specifically designed for dogs, the session begins with the animal standing. During the massage, the owner shifts the dog to a sitting, then to a lying-down position, and finally eases it onto its side, as the massage deepens and the animal goes into a state of deep relaxation.

“Pay attention to ‘eye,’” advises Lindsay, since you can observe the animal’s state by the expression in the eyes. “The eye becomes softer as the dog relaxes.” By the end, the eyes are completely closed. By presenting a light fragrance during the final stages of the massage, owners can create an association between the scent and relaxation over the course of numerous sessions. Then, in stressful situations later, mild exposure to the scent can calm the animal independently of the massage.

While getting the animal into a relaxed state, the massage need not tax the masseur. Lindsay finds that when owners develop an ease in their skill, the relaxation response occurs in minutes. He usually recommends three to five sessions per week when working on a specific problem.

medicationsA few of my pets–a nervous cat, a dog with separation anxiety, and an arthritic, storm-phobic elderly dog (I’m not sure my daughter’s shy hedgehog is a viable candidate)–could benefit from the soothing effects of massage. Yet massage can do more than heal. It can also establish an internal comfort level that prevents problems from occurring. Even puppies and kittens can profit from it: By associating the human touch with pleasure, they learn to trust human interaction earlier–to take medications, endure vet and grooming visits, and enter into cages and crates happily–and be at ease around other animals. And when you spend the time getting in touch physically with your pet, you’ll find other positive results, as well.

I consider myself a rank beginner at massage, but I had a breakthrough the other day, following advice I’d found in several sources about breathing in sync with touching.

“Pace your breathing as you work through the movements,” urges Lindsay. “Notice it. You concentrate and achieve a ‘oneness’ with yourself. This in turn is projected to the animal, and both feel an energy from it.” It rakes some practice, but once I caught on to the idea, something clicked, and I found myself in a deeper communion with my companion animals than I’d ever experienced. And it lasts. I feel more in tune with my pets now, and they seem to listen to me a little better, too, well beyond the actual massage session.

Pets and humans are not going to be speaking the same language anytime soon. But we can communicate, deeply, through touch. It provides the chance to be with our pets and away from the rest of the world. Then words, in whatever language, become irrelevant, as physical mending inspires higher forms of satisfaction.

The Plight Of The Family Farm Remains Dark

August 11th, 2013 • CultureNo Comments »

agSix successive generations of my family have lived in the clapboard farmhouse I now call home. But unless farming as we know it today changes dramatically, it is likely that the seventh generation will be forced to move on, that the farm on which they grew up will be lost, and that the farmhouse itself will disappear from the landscape. Neighbors who once talked of improving their homesteads to make sure their children had a good place to start off are more likely now to sigh and say, “I’ll sell when I retire, so the kids can have a little money and won’t have to go through all I did.” There are points of debate regarding how best to help small farmers, but in this, the 11th hour, two things are clear: Farmers must market their crops directly to consumers, and the government must cease subsidizing conglomerates at the expense of small growers. Only under these conditions will farm families be able to remain on their land. Otherwise, it is almost certain that three or four huge corporations will own a series of subsidiary supermarkets, food distribution companies, and millions of acres of farmland. Farming itself will not exist, at least not in the traditional way agriculture–the “culture of the soil”–has been practiced during the last 2,500 years of Western civilization.

Instead, “agriculture” will be run as an assembly line, where specialized workers in distant and often-unseen factories raise genetically cloned species whose DNA has been altered to resist insects, fungi, and viruses. Farm workers will know nothing of food per se, and their tasks will be so specific that they will remain ignorant about the majority of farm work. On any given day, today’s small farmer may drive a tractor, haul fruit to market, repair a ladder, lay cement, call a food broker, and manage the farm finances. The farmer of the future will most likely scan a computer screen or supervise laborers assigned a single task, like spraying chemicals or monitoring a drip hose stretched out to irrigate thousands of uniform acres. Tomorrow’s farm workers will also punch a clock at the start of their shift and work an eight-hour day–something no small farmer in America has the luxury of doing.

affThere is, of course, an alternative to this fare. We can support zoning laws that mandate greenbelts and open space around suburbs, thereby helping to integrate farming and residential areas. Small farmers themselves can once again supply much of America’s fresh fruits and vegetables by raking advantage of potential sales available to them via the Internet, rural stores, regional farmers’ markets, and direct delivery service. By forging ties with the community, farmers can let their gardens, orchards, and dairies once again become community institutions, places where people go to buy everything from holiday gourds and Christmas trees to weekly supplies of apples, canned peaches, hams, eggs, and milk. And as families become accustomed to fresh, seasonal produce, farmers will seek out tastier varieties–not genetically modified crops that are designed to look attractive and ship well. As a result, the DNA of food will stay pretty much as it has for the last 7,000 years of civilized agriculture.

The choice of which world we will inhabit in the next century is largely our own. Luckily, the challenge is not farmers’ alone, as there is much that suburban families and consumers can do to ensure the small farm’s existence as a way of life. For starters, we can make a commitment to buy local and regional produce in season and then patronize grocery stores and farmers’ markers that do the same.

We also need to become concerned voters and support agricultural policies that favor family farmers. As things stand now, very little of the billions spent on agriculture goes to family farmers; most is allotted to corporations, universities, research centers, and commodities exchanges. As voters, we should demand that politicians specify exactly how our $35 billion of taxpayer money is allotted, for whom subsidies are targeted, and for what purpose they are spent.

Another step in the right direction would be a radical overhaul of federal and state taxation. Family farmers should be exempt from inheritance taxes; there should be enhanced property-tax incentives for keeping land pristine and protected from urban sprawl–especially since the easiest way for struggling farmers to raise capital now is to sell a parcel of their land to developers. “No one cared when I was going broke farming,” one retiring farmer told me, “so why should I care now if I sell my vineyard to a guy who’s going to build a shopping center?”

It is also high time for antitrust legislation to extend to agriculture. Just as doctors cannot own the drugstores that fulfill their prescriptions, so, too, food processors and brokers should not own land. If the agribusinesses that now control food from the field to the store were broken up, a stable class of farm producers could negotiate with shippers, who would then have no recourse other than to buy directly from the men and women who grow the foods they sell. Likewise, food brokers, who could no longer own their own megafarms, would be requi red to visit farms, court families to buy their harvests, and compete to find reliable, trusted producers.

There must be responsibility–and honesty–on the part of consumers as well. We cannot rail about pesticides and bland-tasting fruit and then expect to eat peaches in March, asparagus at Christmas, and oranges in August. If you truly want to help farmers, buy foods in season, and look for regional produce.

Likewise, the farmer who cultivates 100 acres of string beans, corn, and lettuce on the fringe of town can no longer be totally independent. My own family used to chuckle about “them”–the “city” people who, we felt, knew little and cared less about farming. But no longer. Over the last decade we learned that “they” are, in fact, the hundreds of loyal customers who have helped us stay afloat.

Let’s hope that America’s 21st-century agrarians will emerge as entrepreneurs and teachers combined, men and women who through perseverance and hard work can help to preserve our nation’s countryside. These new agrarians may not resemble the elderly farmers perched on the front porch in TV advertisements, but if they can save family agriculture, they will in some ways be tougher, more enterprising, and more valuable than any generation of farmers in our nation’s past

You Say Tomato, I Say Delicious

July 15th, 2013 • FoodNo Comments »

tomatoAmericans love tomatoes. Sliced, in a sandwich, simmered in sauces, crushed into ketchup, served in a salad: In all, according to the USDA, we consume some 25 billion pounds of them annually–and I can proudly claim to have done my part to contribute to those impressive numbers.

For the past 10 years, my husband, Rick, and I have grown bushels of tomatoes in all shapes, sizes, and colors. And not just your time-honored red beefsteaks, but tasty plum, cherry; and grape varieties whose hues rival the rainbow and then some. Every year Rick and I compare the varieties in the company of tomato-growing friends and taste our way to the most flavorful few. Those we’ve grown are included in our tomato showdown: an annual event of 38 colorful varieties of tomatoes lined up side by side and compared in a blind taste test.

Each of the panelist presenters–12 of us total–bring baskets filled with their garden’s best–hundreds in all. We winnow them down to the cream of the crop, only a select few from each variety; and rate them on a taste scale from 1 to 5, with 5 being outstanding. We each use a blindfold, so taste, rather than a tomato’s size or shape or color, alone influences our decisions. One by one, each taster calls out a number from 1 to 5. As they do I record each score, sometimes with nodding approval, other times in amazement.

For the most part, each variety’s scores last summer were pretty consistent; however, some, like ‘Pilgrim’ and ‘Golden Boy’, spanned the scale. Three heirloom varieties (‘Pruden’s Purple’, ‘Old German’, and ‘Pineapple’) that scored well in previous years received an average rating of 3, probably owing to last summer’s cooler-than normal temperatures in our growing region. Still, among the most beautiful tomatoes, extra-large ‘Old German’ and ‘Pineapple‘ (fruity flavored reminiscent of ripe pineapple) remained personal favorites, with golden-yellow skin and bicolored stripes of red and yellow throughout. Each participant had a favored few, but ‘Black Plum’ averaged a 3 by the group while receiving a 5 from me. Two other black varieties, ‘Black from Tula’ and ‘Black Prince’, also made the overall Top 10.

A few paste-type varieties were also included, with ‘Italian Gold’ and ‘Viva Italia’–which later made their debut in our garden–pulling in several 3 and 4 ratings. I must admit, I had great expectations for some highly anticipated varieties that ended with extreme disappointment. ‘Garden Peach’ with its fuzzy peach-like fruits scored an average of only 21/2.

Looks were deceiving: ‘Aunt Ruby’s German Green’ and ‘Valencia’, both beautiful and tantalizing, ultimately proved to be bombs in the flavor category, though one taster did give the former a 4. And who wouldn’t love names like ‘Plum Lemon’, ‘Cherokee Purple‘, and ‘Banana Legs’, which, however, received the lowest scores of all the varieties tasted. Familiar favorites were also included, though ‘Brandywine’ enthusiasts won’t be happy to hear that it didn’t make our Top 10 last year. ‘Caspian Pink’, a Russian heirloom bearing 10- to 12-ounce fruits with outstanding flavor, beat out ‘Brandywine’.

The winning variety? Well, we cheated just a bit by including super-sweet ‘Sun-gold’, probably the tastiest cherry tomato there is. Even after tasting dozens of tomatoes, you could see and hear each raster gasp with excitement as he or she bit into its luscious, tropically sweet flavor. As to the other winners? Our chart (right) tells all. But this year, you be the judge.

Some Silver Is Better Than Gold

June 8th, 2013 • Collecting ThingsComments Off

ssbtgOne hundred and fifty years ago, no well-dowried American bride entered married life without a set of sterling-silver flatware–or at least a set of silver plate–intended for use at every meal.

By the 1840s silverware was being manufactured in the major cities of the day, including New York, Boston, and Philadelphia. Thirty years later, America’s silver designs and techniques equaled–if not, at times, surpassed–those of the rest of the world, even winning the Grand Prix at the Paris Universal Exposition of 1878. The discovery of silver lodes in California and Alaska soon brought silver prices down and an upturn in the economy–combined with manufacturing techniques permitting mass production–allowed people at almost every level of society to purchase sets of sterling or silver-plate spoons, knives, and forks.

“The middle classes copied the wealthy,” says Peter J. Theriault, columnist for the Maine Antique Digest, adding that women’s magazines of the period became arbiters of taste, guiding women in their household purchases.

Victorians delighted in having a specialized serving or eating utensil for every course and occasion. For this reason, antique “sets” vary. Prior to the early 19th century, most people used only spoons and knives when dining, and often only the wealthy had those in sterling silver; other folks used utensils crafted of pewter or wood. Sterling sets of spoons–soup, tea, and dessert–were made in America as early as the 18th century, and the fork eventually found a place in every silver set. By the early 19th century, a set consisted of forks (table and dessert) and spoons (table, dessert, and tea); by the 1850s, cutlery was included and countless coordinating serving pieces and specialized implements proliferated. According to Kevin Tierney, senior vice president of Sotheby’S silver department, it is rare today to find a complete set that predates the mid- 19th century.

Ann and Tom Gray, antiques collectors and dealers in North Stonington, Conn., point out that antique silverware is often available at local auctions or flea markets at a fraction of the cost of new silver or even stainless steel, even though older pieces often surpass the new in weight and workmanship. (Look for ads for country and estate auctions in newspapers such as the Newtown Bee, Antiques and the Arts Weekly, and the Maine Antique Digest in the East; Ohio’s Antique Review; and California’s Antique & Collectables.) If your heart is set on a full set of silver by a coveted manufacturer such as Tiffany or Reed & Barton–seek expert advice before spending a lot of money, advises Theriault.

The value of secondhand silver varies, depending on the quality and rarity of the pattern, its silver content by weight, and its condition. While a 216-piece set of a rare figural pattern called the Labors of Cupid, first made by Dominick & Haff in 1900 (and revived by Reed & Barton in 1937), sold at Sotheby’s in January for $64,000, a few thousand dollars for “complete” sets is much more typical. The Gorham pattern Chantilly, manufactured since 1895, remains one of the most popular silver patterns ever produced in the United States; individual pieces can be purchased for $15 to $25. Other names to look for include Wallace & Sons, Samuel Kirk & Son (today Kirk Stieff), and International Silver Co.

Although heirloom silver can be a good investment, Kevin Tierney of Sotheby’s says the best reason to buy is because you like it and want to use it. Tom and Ann Gray second Tierney’s advice. Every morning they set the breakfast table at the B and B they run with heirloom Lunt silverware and four repousse candlesticks. Says Ann: “Eating breakfast with silver makes you feel luxurious all day long.”

Kickin’ It Amish Style

May 12th, 2013 • CultureNo Comments »

kiasLittle has changed in the rolling hills of northeastern Ohio since the early 1800s, when word of inexpensive acreage in this fertile firm country first lured members of Pennsylvania’s well-established Amish community to move west. Today nearly 37,000 Amish and Mennonites call the region home, with the highest concentration–some 17,000 strong–in bucolic Holmes County, a 424-square-mile oasis south of Cleveland.

The Amish, whose religious beliefs mandate that they eschew many modern conveniences (including automobiles, electric appliances, and telephones), continue to live much as their forebears did two centuries ago. This lack of 21st-century trappings and the slower-paced lifestyle it engenders now attract a new breed of traveler–visitors who seek out the area because of its unspoiled scenery and gender ways. Word has gotten out, though, and the growing popularity of the region at times threatens the very tranquillity that makes Holmes County so special. Since tour buses have been known to monopolize main thoroughfares and attractions during peak travel seasons (summer and fill), heading off the beaten path is the surest way to experience the true peace and beauty of the area. Turn off busy State Route 39, and you’ll find mares grazing in green pastures, children playing outside one-room schoolhouses, and colorful quilts airing on clotheslines in the neat yards of whitewashed clapboard farmhouses.

Before you begin your back-road rambles, pick up a free map of the area at the Holmes County Chamber of Commerce, in Millersburg. Small white signs at each intersection indicate road numbers, so it’s easy to stay on course. Keep an eye out for hand-lettered signs outside homes inviting you onto the property, as many of the region’s residents are accomplished part-time craftspeople. Provided you don’t drive by on a Sunday, when the Amish worship, you’ll likely be welcomed between the hours of 9:00 A.M. and 5:00 P.M. Although somewhat reserved, Amish people are also exceedingly polite and more than obliging when fielding visitors’ questions. In fact, you’ll probably be invited to step inside their simple, comfortably furnished homes to transact business. Personal checks are sometimes accepted, but cash is the preferred currency, so be prepared if you’re in the market for big-ticket items. Feel free to bargain, but be forewarned: Some sellers will lower their prices, but many aren’t likely to budge.

If antiques and collectibles are your passion, Holmes County will not disappoint. Stores are plentiful and prices are surprisingly reasonable considering the popularity of the area. Don’t miss Winesburg Antiques & Sweets, which, as its name suggests, showcases vintage apothecary bottles, leather-bound books, hand-tinted maps, cast-iron toys, and patchwork quilts alongside rich hand-dipped chocolates and colorful peppermint sticks arranged in old-fashioned glass candy dispensers.

Try to schedule time to attend the Amish farmers auction, where seasonal fruits and vegetables, eggs, livestock, farm equipment, household goods, even the occasional hand-stitched quilt make their way to the auction block. Held every weekday morning (it’s best to arrive by nine), the sales rotate between auction barns in the towns of Farmerstown and Mount Hope, in Holmes County, and Sugarcreek and Kidron, in neighboring Tuscarawas and Wayne Counties.

Don’t overschedule yourself, though–tight itineraries and busy agendas belong to the world that you’ve (temporarily) left behind.